👉 The payment fluid is a decentralized, programmable money system built on blockchain technology, designed to enable seamless, trustless transactions between parties without intermediaries. It leverages smart contracts—self-executing agreements coded on a blockchain—to automatically enforce and settle transactions based on predefined rules, ensuring transparency and immutability. Users interact with the system via wallets, which manage their tokens and trigger smart contract actions (e.g., sending funds or executing trades) when conditions are met. This fluidity allows for instant, borderless transfers, reduced reliance on traditional financial institutions, and programmable features like conditional payments or automated settlements, making it a foundational element of decentralized finance (DeFi) and Web3 ecosystems.